background

Card Issuing

Products

Benefits

Market Advantage

Faster Time-to-Market

Issue Instant Virtual Card

Product Edge

Card & Account Based Limits

Personalize Interest, Fees, Cashback and Rewards

Dynamic Spending Controls

Industry Standard

PCI-DSS Compliant

Multi-Currency Support

Customer Focus

Improved Customer Satisfaction

Strong Customer Engagement

Enhanced Brand Loyalty

Modules

Credit Card Origination

Accelerate digital application processing with next-generation card origination solution.

Our end-to-end card origination digital solution to process credit applications within minutes across retail, business and corporate portfolio.

card-lifecycle
Features
Easy to Setup, Ease to Use Platform

Single platform supports complete card origination capabilities.

Faster Application Processing

Faster turnaround time to process the credit applications with right and suitable product offerings to customers.

Cross-Self Offers

Hyper personalized cross sell (up-sell or down-sell) offerings for better suitable products to customers

API Integrations

Integrate with Credit Bureaus, Fraud and various application sources in real-time

Fully Digital Paperless Solution

Full digital application processing solution

Under Writing Rules & Integrated Workflows

Define credit policy rules, under writing queues to review applications for additional information or exception processing


Credit Card Management

Digital API first platform offering end-to-end card life cycle management capability. Splendin Digital Card Management enables Banks, NBFCs to instantly issue Cards, transaction monitoring, fraud prevention, setup card controls, spend insights and seamless payment processing.

Card Issuance

Splendin API first integrated solution seamlessly creates customer accounts, generate virtual cards within minutes.

Authorisation

Convenience & Control with robust rule setup to manage risk & reduce fraud. Provides multi-network, multi-currency, and real-time notifications.

Card Management

Splendin card management system manages entire card account processing from interest calculations to statementing and card replacements to renewals

Transaction Processing

Improve transaction processing performance via online transactions, Interchange Batch File & multiple payments channels

Dispute Management

Supports full lifecycle management of customer chargebacks.

Accounting and GL

Supports GL, MIS reports, and links to client-specific accounting booksSupports daily/monthly balances and business reconciliation reports.

card-lifecycle
Features
Hyper Personalized Rates

Clients can choose interest rates, fees, and charges based on customer segmentation.

Global Support

Supports Multi-Entity, Multi-Country, Multi-Currency, and Multi-Lingual operations.

Account Status Based Controls

Set up controls to manage accounts and cards based on status changes.

Security and Regulatory Compliance

Supports PCI-DSS, Card Act, and strong encryption standards.

Credit Apportionment

Define credit apportionment priorities for payment postings.

Open API Support

Leverage Open APIs for billing account management requests.

Installment Processing

Set up programs for transaction or balance-based installment plans.

Custom Reward Programs

Define hyper-personalized offers or rewards to boost spending and satisfaction.

Fraud Prevention

Reduce fraud rates and increase security via Dynamic CVV/PIN validations.

Value Added Services

Support for digital wallets, QR code payments, NFC payments, and more.

Real-time Notifications

Deliver real-time notifications to customers across transaction-related events to improve satisfaction.

Batch File Processing

Support for authorization batches to be processed for bill payments and more.

Automated Settlement Processing

Automated clearing, settlement file processing, and exception handling via queues.

Multi Clearing House Support

Support across various clearing house transactions such as Rupay, RBI, NACHA, MasterCard, and Visa.


Credit Card Collection

Boost collection debt recovery using Splendin Card Collection.

card-lifecycle
Features
Collection Strategy

Setup strategies for effective collection recoveries.

Reminder Calling

Predictive and reminder calling to boost the recovery rate.

Agency Management

Manage 3rd-party agency integration, collection performance tracking, and payments.

Skip Tracing

Locate skip customers using digital or credit bureau data.

Litigation & Reposession Management

Support for both litigation & reposession to aid collection recovery

Soft & Hard Collection

Support for both soft collection and hard collection strategies.

Global consulting firm experienced in identifying, assessing, and solving all your business challenges!
Get Started