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Consumer Loan

Lending Product Solutions

Benefits

Flexible Credit Line

Increased Revenue

Dynamic Credit Policies

Powerful Workflows

Improve Customer Engagement

Boost Credit Score for NTB Customers


Modules

Loan Origination

Simplified lending experience, right from documentation, qualification and disbursement of funds, for businesses to quickly launch the products. Digital customer journeys to support complex business loan processing needs and flexible origination system to set up application processing rules, connect with bureaus for specific customer data and quick application decisioning.

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Origination Features
Easy to Setup Platform

Single platform supports complete card origination capabilities.

Faster Application Processing

Faster turnaround time to process credit applications.

Fully Digital & Paperless

Full digital application processing solution.

API Integration

Integrate with Credit Bureaus, Fraud, and Social info systems.


Loan Management

Seamlessly manage the loan lifecycle and increase operation efficiency via robust controls and workflows. Enhanced experience allows management of payments, customer communication, and reporting at scale.

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Loan Management Features
Automated Payments

Set reminders and offer flexible payment modes.

Custom Rates

Customize interest rates and fees by segment.

Instalment Setup

Transaction or balance-based installment setup.


Loan Collections

Boost collection debt recovery using Splendin Loan Collection.

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Collection Features
Collection Strategy

Define and automate effective recovery strategies.

Reminder Calling

Predictive and reminder calling to boost the recovery rate.

Agency Management

Manage 3rd-party agency integration, collection performance tracking, and payments.

Skip Tracing

Locate skip customers using digital or credit bureau data.

Litigation & Reposession Management

Support for both litigation & reposession to aid collection recovery

Soft & Hard Collection

Support for both soft collection and hard collection strategies.

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