Consumers demand quick and hassle-free lending options from businesses. Splendin Personal Loan solution's in-built features enable simple and easy loan journeys that empower businesses to capture, process, and disburse loans quickly.
Consumers are looking for loans to purchase durable products seamlessly in this digital world. Splendin Consumer Durable Loan solution helps businesses quickly assess customer creditworthiness, implement rule-based lending journeys, and enable instant loans.
Explore New Lines of Credit with our “UPI Credit Line” product solution that helps businesses to enable credit on UPI rails. With Splendin Enterprise Product Suite, businesses can set up, access, and provide immediate credit access to their customers on UPI.
Simplified lending experience, right from documentation, qualification and disbursement of funds, for businesses to quickly launch the products. Digital customer journeys to support complex business loan processing needs and flexible origination system to set up application processing rules, connect with bureaus for specific customer data and quick application decisioning.
Single platform supports complete loan origination capabilities.
Faster turnaround time to process loan applications.
Full digital application processing solution.
Integrate with Credit Bureaus, Fraud, and Social info systems.
Personalized Cross sell (up-sell or down-sell) offerings for better suitable products to customer.
Define policy rules, under writing queues to review applications for additional information or exception processing.
Seamlessly manage the loan lifecycle and increase operation efficiency via robust controls and workflows. Enhanced experience allows management of payments, customer communication, and reporting at scale.
Set reminders and offer flexible payment modes.
Customize interest rates and fees by segment.
Transaction or balance-based installment setup.
Leverage Open APIs for loan account management requests.
Supports PCI-DSS, and strong encryption standards.
Clients can choose interest rates, fees, and charges based on customer segmentation.
Boost collection debt recovery using Splendin Loan Collection.
Define and automate effective recovery strategies.
Predictive and reminder calling to boost the recovery rate.
Manage 3rd-party agency integration, collection performance tracking, and payments.
Locate skip customers using digital or credit bureau data.
Support for both litigation & reposession to aid collection recovery
Support for both soft collection and hard collection strategies.