Consumer loan needs are rising, and businesses are looking for flexible, faster and financing options tailored to individual consumer needs. Splendin Consumer loan provides seamless digital processes, minimal documentation, and a full KYC compliant solution to smoothly complete the loan processing.
| Personal Finance | Asset Finance | Asset Based Lending |
|---|---|---|
| Personal Loan | Home Loan | Gold Loan |
| Consumer Durable Loan | Two Wheeler Loan | Loan Against Property |
| Education Loan | Three Wheeler Loan | Loan Against Security |
| Overdraft | Car Loan |
Expand your business growth with Splendin digital business loan solution designed to support growth, operations and expansion needs. Splendin business loan products offer quick product setup across business financing, asset financing and asset-based lending. We enable digital onboarding with customizable workflows to provide seamless experience right from loan capture to disbursement.
| Business Finance | Asset Finance | Asset Based Lending |
|---|---|---|
| Term Loan | Home Loan | Gold Loan |
| Business Loan | Vehicle Finance | Loan Against Property |
| Overdraft Loan | Equipment Finance | Loan Against Security |
| Working Capital Loan | Construction Finance |
Fuel your business ambitions with our customized enterprise-grade commercial loan offerings providing flexible, reliable financial product solution to fuel growth and operational efficiency. Splendin Commercial Loan product solution offers flexible loan structure build, hyper personalized rates and seamless loan journey to meet the business needs.
Our Trade Finance loan product offering is designed to support seamless working capital management across the entire buyer-supplier eco system. With quick product setup, digital onboarding, custom workflows, we enable supply chain operations to be more efficient and reliable.
| Supply Chain Finance | Factoring | Trade Finance |
|---|---|---|
| Supplier Finance | Factoring | PO Finance |
| Dealer Finance | Reverse Factoring | Bill Discounting |
| Anchor Finance | Import Finance | |
| Export Finance | ||
| Letter of Credit | ||
| Bank Guarantee |
Simplified lending experience, right from documentation, qualification and disbursement of funds, for businesses to quickly launch the products. Digital customer journeys to support complex business loan processing needs and flexible origination system to set up application processing rules, connect with bureaus for specific customer data and quick application decisioning.
Single platform supports complete loan origination capabilities.
Faster turnaround time to process loan applications.
Full digital application processing solution.
Integrate with Credit Bureaus, Fraud, and Social info systems.
Personalized Cross sell (up-sell or down-sell) offerings for better suitable products to customer.
Define policy rules, under writing queues to review applications for additional information or exception processing.
Seamlessly manage the loan lifecycle and increase operation efficiency via robust controls and workflows. Enhanced experience allows management of payments, customer communication, and reporting at scale.
Set reminders and offer flexible payment modes.
Customize interest rates and fees by segment.
Transaction or balance-based installment setup.
Leverage Open APIs for loan account management requests.
Supports PCI-DSS, and strong encryption standards.
Clients can choose interest rates, fees, and charges based on customer segmentation.
Boost collection debt recovery using Splendin Loan Collection.
Define and automate effective recovery strategies.
Predictive and reminder calling to boost the recovery rate.
Manage 3rd-party agency integration, collection performance tracking, and payments.
Locate skip customers using digital or credit bureau data.
Support for both litigation & reposession to aid collection recovery
Support for both soft collection and hard collection strategies.